A good 664 CIBIL Rating is fair but drops short of the nice diversity, which initiate from the 700. Although it reveals improved monetary government compared to the lower score, they still ways average chance to possess loan providers. Consumers which have a good 664 get can also be be eligible for funds or payday loan West Point borrowing cards, however, lenders you will render high interest levels or limiting terms and conditions. It rating suggests place to own improvement in monetary models, such as for instance prompt repayments and you will reducing credit utilisation.